Is your mortgage due to expire in 2023? You’re not alone. Around 1.4million households are set to renew their home loans this year.
Managing Risk Articles
Keeping your finances on track in 2023
A new year is an excellent opportunity to get on top of your money matters. With the challenges presented by rising inflation, tax, and household outgoings, being in control of your finances is especially important. Planning can help to keep you in control. Here’s our month-by-month guide to keeping finances in good shape.
Beware the scammers who want your pension
Pension fraud has been on the rise ever since pension freedoms was introduced in 2015, allowing the over 55s to access money in their retirement pots.
Don’t underestimate the importance of estate planning – and making a Will.
The idea of having to pay inheritance tax (IHT) is unpopular to say the least. This tax is charged on an estate, which is the property, money and possessions left behind to loved ones who will pay 40% anything above the threshold.
ONLINE PENSION SCAMS ARE ON THE RISE.
More than two thirds of savers believe that they would be able to spot a pension scam if they saw one.
Starting your own business: mistakes to avoid
Starting the journey as a business owner can be an exciting and rewarding experience, however, it is important to avoid money management mistakes and learn how to take calculated risks that will benefit your company. With a sizable number of new businesses failing within their first year, it’s important to learn from past entrepreneurs’ mistakes to avoid them yourself in the future.