General Investing Articles

End of Year Tax Planning

END OF YEAR TAX PLANNING - if you don't use it24FEBRUARY, 2022TAX PLANNINGISAsAs the end of the tax year approaches, it’s important to review if you have taken full advantage of the tax breaks and shelters available.There are plenty to make use of. One of the most...

Beware the scammers who want your pension

Pension fraud has been on the rise ever since pension freedoms was introduced in 2015, allowing the over 55s to access money in their retirement pots.

PENSIONS AND RETIREMENT – STILL TABOO?

How to fund retirement is not an ideal topic for a quiet evening in. But it’s an important one which is being overlooked by millions of married couples.

Equity release on the rise

The impact of the pandemic means over-50s are now more likely to stay in their current home for life, having formed a greater attachment to living in the same space as fond memories.

Vital Family Support Comes from Over 50’s

Vital Family Support Comes from Over 50’s

Over the past ten years, the Bank of Mum and Dad has become a regular lender for young people around the UK.* For first time house buyers, it has become common to receive a loan from parents to establish a foot on the property ladder, with research this year showing nearly one in four home purchases are backed by “the Bank of Mum and Dad”.

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Getting Back To Pensions

Getting Back To Pensions

Over the past year, the world has been on hold with coronavirus having a huge impact in all aspect of financial life. Perhaps naturally, so have your future plans. Undoubtedly, this has brought concerns for those with pensions saved in volatile markets.

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ISAs

ISAs

It seems fair to suggest that everyone would like to put aside a bit of extra money when they can, and an ISA could be a smart way to do so. With the extra positive that they come with tax free interest, ISAs can be an efficient way of making your money work for you.

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Back to School

Back to School

Summer is finally drawing to a close, and parents all-round the UK are probably breathing a secret sigh of relief for the return of a routine and no more desperate attempts for entertainment without breaking the bank. The holidays can be pricey, not only with the various activities, but with preparing for the new school year. We’ve explored a few ways you could save yourself a few pennies at this time of year.

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Flying the Nest

Flying the Nest

Becoming a university student involves a lot of life changes. Not only are you learning a whole new subject, making new friends and getting used to a new city, but you also need to start learning how to pay bills and how to find the money to have fun! We have pulled together a quick guide to ease you in to living independently. 

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Money Talk: No Longer Taboo

Money Talk: No Longer Taboo

Talking about money and personal finances is perhaps one of the most classic British taboos*.  As the saying goes: “There are two things you never talk about in life: money and politics”.

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Millennials vs Baby Boomers

Millennials vs Baby Boomers

Imagine being stuck in a world where you can’t ever grow up. A Peter Pan fantasy for many, but instead of the giddy fun of magical fairies and swash-buckling pirates, many millennials nowadays are finding living the fairy tale is more frustrating than dream-like.

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